Fathomtally - Grow steady income from day one
A methodical, no-hype way to invest with AI market signals and a personal analyst. Build passive income on a regulated platform. Capital at risk.
No hype, no guesswork. A personal financial analyst and AI-assisted signals help you build an additional, steady source of income on a regulated platform, one careful decision at a time.
Open your account
Takes a few minutes, start methodically.
A clear, real-time record of every decision
Every position your analyst opens is logged here, with entries, exits and verified results streaming live, so nothing happens behind closed doors.
- Real-time candlestick and depth charts on any device
- One-tap order entry with instant confirmation
- Custom watchlists and price alerts that follow you

One platform, several asset classes, one disciplined process
There are no charts to babysit and no orders to time yourself. The Fathomtally engine tracks live order books across crypto exchanges, equity markets and major forex pairs, and only acts when its models find a methodical, well-defined setup.
Consistent, sub-second order execution
Fathomtally keeps steady low-latency links to every connected venue. Once a signal is confirmed, the order is routed, filled and logged to your account statement before the next price tick.
Monitoring that never switches off
Markets move outside office hours, so the engine keeps scanning through weekends and holidays, applying the same measured rules around the clock.
Clear multi-currency reporting
Every deposit, trade and withdrawal appears in your local currency on a single statement, with no hidden conversion steps.
Segregated funds, always
Your capital sits in a segregated account in your name. Fathomtally never takes custody of client money, it only has permission to route orders.
Bank-grade security throughout
TLS encryption, two-factor authentication by default, and independent infrastructure audits each quarter, with every trade receipt logged for your records.
Stocks, commodities and cryptocurrency together
Most retail platforms confine you to one market. Fathomtally lets you diversify across equities, commodities and cryptocurrency from a single dashboard.
Defined risk limits on every position
Stop-loss levels, maximum drawdown and capital-allocation caps are set per asset class, and the engine exits automatically once a threshold is reached, with the event recorded in your audit trail.
No spreadsheets, no screens, no impulsive trades
See how Fathomtally's disciplined approach compares with a traditional broker and manual do-it-yourself trading.
What people check before depositing with Fathomtally
Trust is not a row of logos. These are things you can verify yourself before putting in a single pound.
Your money stays separate
Client deposits sit in segregated funds, apart from company money, with regulated payment partners, so they are never used to run the business.
Nothing moves without you
No position opens on your account without your decision. Your analyst proposes it, explains the risk and waits for your confirmation.
Withdraw on your own schedule
Request a payout at any time, back to the same method you deposited with, without needing to justify the reason.
Costs named up front
Every commission and spread is shown before you confirm a trade. There are no account fees and nothing taken quietly from your balance.

Your personal financial analyst
Every member works with a personal financial analyst who brings years of market experience to each decision. Combining proven analysis methods with modern AI tools, your analyst identifies realistic opportunities and keeps your strategy disciplined at every stage.
- Years of hands-on experience across stocks, commodities and cryptocurrency
- A strategy built methodically around your goals, risk profile and capital
- Direct, one-to-one support at every stage of your investing journey
Fathomtally plans built around your portfolio
There is no single right plan. Your analyst puts one together from the assets you care about, the time you can give it and the risk profile you are comfortable carrying.
First steps
A measured start on the most liquid instruments, each step explained before it is taken and position sizes kept deliberately small.
Assets: Major currency pairs and large-cap cryptocurrency
Building up
A broader portfolio, a written risk limit per position, and a regular review of what worked and what did not.
Assets: Currencies, cryptocurrency, indices and commodities
Active markets
Faster decisions across more instruments, with your own limits agreed in advance and an analyst on hand for the calls worth discussing.
Assets: Any supported asset, including stocks and derivatives
Fathomtally at a glance: stocks, commodities and crypto in one view
Live prices and clean, professional charts for the markets you actually want to follow, updated without you lifting a finger.
See live marketsFathomtally currency and crypto exchange
Not every task is a trade. You can simply exchange one currency or coin for another at a rate agreed with your analyst beforehand.
Crypto to crypto
Move between major coins and stablecoins without leaving your account.
Crypto to currency
Convert holdings into your local currency and withdraw to your bank.
Currency to currency
Exchange between supported currencies at a rate fixed before you confirm.
A worked example from your deposit
Move the slider to model a larger deposit, the figures scale from a representative plan starting at £190 This is a worked example, not a promise, and sets realistic expectations - your actual income depends on the amount invested and the strategy agreed with your analyst.
Figures are illustrative only. Your actual income depends on the amount you invest and the strategy agreed with your analyst.
Fathomtally explained in plain language
A disciplined process, not a shortcut: modern AI and a real human analyst work side by side to build your passive income steadily, with guidance at every stage.
Open your account
Register with an email address in a couple of minutes.
Verify your details
Confirm your identity with a document, a routine compliance step.
Fund with £190 minimum
Make your first deposit, starting from £190
Agree a risk profile
Your analyst sets a strategy matched to your goals and tolerance for volatility.
Begin methodically
Follow signals at a measured pace, reviewing your portfolio as you go.
We earn on commission and training, nothing else
Our income comes from a commission on completed trades and from paid training. We take no share of your deposit and earn nothing when your position loses value.
- A commission on completed trades, shown before you confirm each one.
- Paid training for clients who want to learn to read the market themselves.
- No account maintenance fee, and no charge to open or close the account.
- No percentage taken from your deposit and no charge on incoming funds.
What are trading spreads and fees
These are the only points where money leaves your balance for something other than an investment you deliberately made.
- Free account opening, with no licence or registration fee
- No hidden charges on deposit or withdrawal requests
- Only standard spreads or commission may apply to trades
- Begin from the minimum deposit and scale up gradually
Is my money safe and protected
Client funds sit with regulated payment partners in segregated accounts, access is verified, and every withdrawal follows a documented route back to the account it came from.
- 256-bit SSL encryption
- Your data is never shared
- A measured approach, trusted in 150+ countries.

Fund your account the way that suits you
Deposit and withdraw through familiar, secure channels, with every fee shown before you confirm anything.
How to reach your personal analyst
The plan, the assets, the limits and the costs are all agreed personally with your analyst before anything happens.
Leave your details
Name, email and a phone number where you can actually be reached.
Pick a time
An analyst gets in touch to agree a time that suits you, not us.
Talk it through
You cover your goals, the assets you care about and the limits you want, and leave with an agreed plan.
Stay in touch
The same analyst stays with you afterwards, by phone or email, for as long as the account is open.
Deposit and withdraw in cryptocurrency
Cards and bank transfers are not the only route in. You can fund your account and take profit out in cryptocurrency, same balance, same account, no separate paperwork.
- Deposit in the cryptocurrency you already hold, converted to your account currency at the rate shown before you confirm.
- Withdraw straight back to your own wallet, usually within the same business day once checks are complete.
- Network fees are shown in advance, with no added margin on top.
What Fathomtally clients are saying
“My analyst walked me through the entire strategy. I set clear goals at the start, and now I can track my capital growth with confidence - no more worrying about every market move.”
“I had no investing experience whatsoever. My analyst explained each decision, managed the portfolio intelligently, and withdrawals came through exactly when promised - no surprises.”
“Starting with just £190 felt manageable. The expert guidance and transparent approach gave me the conviction to build from there systematically.”
“Signal reviews land in my inbox - I approve or modify them in minutes. Fits perfectly around my day job without demanding constant attention.”
“The thing that convinced me was genuine transparency. Every trade and strategy shift is explained with reasoning shown upfront - nothing happens without my knowing why.”
“Customer support is actually reachable and helpful. The onboarding was thorough, and the platform has remained reliable and predictable throughout my time as a member.”
Open your account
Takes a few minutes, start methodically.
Frequently asked questions
What is the minimum deposit to start investing with Fathomtally?
You can open an account and begin investing from just £190. You are welcome to add further capital as you progress and your confidence builds.
How do I withdraw money from my Fathomtally account?
Withdrawals are simple - request them anytime from your dashboard and funds transfer to your chosen payment method within standard processing times. No lock-in, full flexibility.
Is my money safe and protected at Fathomtally?
Your funds are held in segregated accounts, kept separately from company reserves, and protected by rigorous security standards. However, as with all investing, your capital is at risk and portfolio values fluctuate with market conditions.
How quickly can I start trading after opening an account?
Most users complete sign-up in minutes. Once your deposit clears, your analyst can activate your investment strategy immediately, so you begin growing capital without delay.
Are there any hidden fees or surprise charges?
All costs are transparent and shown before you proceed. You will see the full breakdown of any commission, spread or fee applied to your account - there are no concealed charges.
What is the legal age requirement to use Fathomtally?
You must be at least 18 years old to open an investment account. Identity verification will be required to confirm your age and eligibility.
What payment methods can I use to deposit money?
We accept major debit cards, credit cards, bank transfers, and selected e-wallets and cryptocurrency options. Your available payment methods will be shown at the deposit screen.
When is Fathomtally customer support available?
Our support team operates Monday to Friday, 09:00 to 18:00 UK time, and aims to answer every enquiry within one business day. We are here to help you at every stage.
How do AI trading signals actually work?
AI analysis scans market data to identify patterns and potential opportunities, then your personal analyst reviews these signals and explains the reasoning. You approve or adjust each recommendation before any trade executes - the analyst remains in control.
What happens to my money if the market crashes?
Market downturns are a real risk for all investors. Your portfolio is designed with diversification and a risk profile matched to your goals, but losses can occur. Realistic expectations and proper risk management help you stay the course.
Can I close my account and withdraw my money anytime?
Yes, absolutely. You can request a full withdrawal at any time with no lock-in period. Your capital and any earnings return to you within standard processing times.
Is Fathomtally regulated and compliant?
Yes - Fathomtally operates under FCA regulation and meets all required financial and cybersecurity standards. Your account verification and fund protection are built into our systems from day one.
How can a personal analyst help me invest better?
Your dedicated analyst combines professional expertise with AI-assisted market intelligence to build and manage a portfolio tailored to your risk profile and goals. They explain every decision, answer your questions, and adapt your strategy as circumstances change.
What is the difference between stocks and commodities?
Stocks represent ownership shares in companies and move based on business performance and sentiment. Commodities are physical goods like oil, metals or agricultural products, priced by global supply and demand. A diversified portfolio often includes both for different growth drivers.